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Practical Guides · 35 articles

Your first weeks in America, step by step.

After the visa comes everyday life, and it starts with paperwork: Social Security Number, driver's license, bank account, health insurance, housing, car and school. Every step has its own order, its own documents and its own costs.

Here you'll find our practical guides to settling in, with checklists, tables and sources, so you can actually take each step.

All articles in Practical Guides: Arriving in the USA

Arriving in the USA: your first 90 days as a checklist What to get done before you fly, in the first week, by day 30 and by day 90, with deadlines for Texas, Florida, California and New York. Read more → Where in America is life best? The twelve strongest large US metro economies according to the Milken Index 2026, with population, job market and home prices. Read more → Financial planning: credit score & credit history Why you pay more without a US credit history, and what missing credit means for renting, buying a car and getting a credit card. Read more → Schools & education: the best universities in the world, but... Universities, high schools, school districts and private schools: what parents need to know before moving to the USA. Read more → Health insurance & healthcare: expensive, but good How many Americans are insured, what Obamacare changed and what a night in the ER feels like. Read more → Getting Around: Your Pickup Truck Is Waiting Car, train, bus and plane in the USA, plus the driving test, buying a car and what drunk driving will cost you. Read more → The Ten Best Small Cities in the USA Ten small US metro areas with the strongest economies, from St. George to Auburn, with home prices and the catch. Read more → Everything About the US Social Security Number What the Social Security Number is, who gets one, how to apply and when the ITIN takes its place. Read more → Health Insurance in the USA: Costs and Strategies for Immigrants What US health insurance costs per month, where the pitfalls are and how immigrants save. Read more → US Driver's License for Non-Residents Without an SSN Which states issue a driver's license without a Social Security Number and what proof you need. Read more → 5 Key Facts About Basic Health Care in the USA Who pays, what it costs, why almost everyone is insured and how to see a doctor in the USA. Read more → Coinsurance in US Health Insurance How coinsurance kicks in after the deductible, what 80/20 means and how two policies work together. Read more → Understanding Health Coverage in the USA The terms in your US policy with worked examples: deductible, coinsurance, copay, waiting period and pre-existing conditions. Read more → US Health Insurance: HMO, PPO, POS & EPO Explained HMO, PPO, POS and EPO compared: network, referrals and what each plan costs you out of pocket. Read more → US Health Insurance at a Glance Medicare, Medicaid, CHIP, Obamacare and private insurers: who is covered how in the USA, immigrants included. Read more → Emergency Health Insurance in the USA: the Catastrophic Plan Who can buy a catastrophic plan, what it pays before and after the deductible and when it makes sense. Read more → What Is Obamacare? What the Affordable Care Act covers, which taxes remain, how to enroll and what has changed since 2010. Read more → The Deductible Explained: How It Works in the USA Individual and family deductibles, in and out of network, for prescriptions, and the cap for 2026. Read more → What Is the Average US Health Insurance Premium? What health insurance costs in the USA: employer plans, Marketplace by tier and age, and how fast premiums are rising. Read more → Doctors and Dentists in the USA: Who Pays and How to Cut Costs In-network and out-of-network, primary care, urgent care and the ER, what a doctor's visit costs, prescriptions, dentists and your protection from surprise bills. Read more → Buying a Car in the USA as a European: Title, Registration, Insurance Dealer or private sale, title and registration, taxes, mandatory insurance and financing, with the rules for Texas, Florida, California and New York. Read more → Converting Your Driver's License in the USA: What Yours From Home Is Worth How long you can drive on your license from home, which states convert it without a test and which documents to bring. Read more → Phone, Internet and Power in the USA: Signing Up Without Credit History Prepaid, eSIM or contract, internet by address, electricity in Texas and the deposit without credit history, plus volts, hertz and plugs. Read more → Moving to the USA With a Cat: What America and Your State Require What the federal government, your state and your airline require for your cat, and what to prepare for the return to Europe. Read more → Health Insurance in the USA by Age: From Children to Medicare How age drives the premium, what children cost, who gets subsidies and when Medicare kicks in, with figures for 2026. Read more → Living in the USA as a European: Prices, Tipping and the Number 21 Sales tax, tipping, public holidays, emergency numbers, measurements and the age limit of 21: what's different in everyday American life. Read more → Moving to the USA With a Dog: CDC Form, Microchip and Six Months of Age The CDC rules for dogs, rabies requirements by state and the way back to Europe. Read more → Proof of Address in the USA: Which Documents Prove Where You Live Proof of address, ID, notary public, apostille and why as a foreigner you must never end up on the voter rolls. Read more → Enrolling Your Children in School in the USA: Your Address Decides School district, proof of residence, documents, vaccinations and deadlines: how to enroll your child in Texas, Florida, California and New York. Read more → School in the USA: Four Paths for Your Child Public school, charter, private school or international school: how America organizes school and what it means if you return home. Read more → Clearing Household Goods Through US Customs: What's Duty-Free After One Year Duty-free household goods, CBP Form 3299, banned foods, medication, cash, firearms and your own car: what US Customs requires when you move. Read more → Moving to the USA by Container: What Drives the Price and Who Is Liable Your own container, shared load or air freight: how to vet a moving company, what drives the price, who is liable and when the move isn't worth it. Read more → Renting an Apartment in the USA Without a Credit Score: What Landlords Require Screening, documents, deposit and your rights on your first US lease, state by state. Read more →

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US Bank Account OpeningYour own access to the American financial system, even without an SSN.View service →Credit BuilderCredit for your company and for you, built step by step.View service →Your US Tax ReturnForm 1040 or 1040-NR, handled in English.View service →Visa RoadmapIn writing: which visa fits you and your family, prepared with the immigration attorney on the firm's team.View service →
Sebastian Sauerborn
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Sebastian Sauerborn

Sebastian Sauerborn is the founder of Mount Bonnell Advisors in Austin, Texas. He moved from London to the United States in 2008, spent years living on his own ranch in Bastrop County, and for more than twenty years has guided European entrepreneurs and families as they make the leap. He knows the questions you have right now not just from client files, but from his own life.

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