US tax return 2025 Free potential analysis

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Banking and credit in America, for you and your company.

A US bank account, a credit card, a credit score: in America, your apartment, your car, your business account and your credit line all depend on them. Arrive in the country and you start from zero. Mount Bonnell Advisors opens your personal US bank account with you and builds your credit step by step, both yours and your company's.

Here you'll find our guides to US bank accounts, building a second financial identity and business credit in the USA.

All articles on Banking & Credit

US bank account and US credit: how to become financially visible in America Account, numbers, address, credit score, first card and business credit: the overview for Europeans, with every in-depth guide. Read more → US brokers: what really drives the returns on your US portfolio Capital gains, dividends, W-8BEN and US estate tax: what really decides the returns on your US portfolio. Read more → US banking for your company Mercury for day-to-day business, euro account details with an IBAN and, if you like, a bank introduction in Austin. Read more → Getting a US credit card as a non-resident without an SSN What card issuers ask for without an SSN, what the ITIN does and how your US credit history begins. Read more → Opening a US bank account as a non-resident without an SSN What US banks ask of foreigners without an SSN, which address counts and how your credit history starts afterwards. Read more → US credit score: why you start from zero in America How the US credit score works, why your European credit rating doesn't count there and how to build from zero. Read more → Business credit in the USA: how your company gets its own credit file D-U-N-S number, Paydex, trade credit and personal guarantee: how your US company builds its own credit. Read more → ITIN and credit cards: what the number does for your card and credit What an ITIN does and does not do for your bank account, credit card and credit score, when it expires and how to get one. Read more → Your first US bank account after the move, and how your credit gets started Account, Social Security Number, first card and the first checks by landlords and car dealers: the order for your first weeks. Read more → Sending money to an American bank account: how it gets there Routing number, SWIFT code, exchange rate, reporting rules and checks: how your money safely reaches an American account. Read more → Opening a US bank account: the documents the law and the bank require Passport, home address, ITIN, W-8BEN and phone number: what a US bank asks for when you open an account, and what it reports. Read more → US credit card without an SSN: how your American credit file begins Your first US credit card without an SSN: what issuers check, how a secured card works and how your score is built. Read more → US LLC bank account without living in the USA: what the bank requires Formation documents, EIN, beneficial owners and address: what the bank requires for your US LLC's business account. Read more → US LLC credit card: who is personally liable for the company card Personal guarantee, charge card, D-U-N-S number: how your US LLC gets a business credit card and a credit history of its own. Read more → Mercury for your US LLC: what the account requires without a US address What Mercury's own rules require from a US LLC with owners outside the USA: documents, EIN, owners and addresses. Read more → Getting a US phone number: which number your bank accepts How a US number is structured, which types exist, why banks and agencies often reject internet numbers and how to keep your number. Read more →

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Sebastian Sauerborn
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Sebastian Sauerborn

Sebastian Sauerborn is the founder of Mount Bonnell Advisors in Austin, Texas. He moved from London to the United States in 2008, spent years living on his own ranch in Bastrop County, and for more than twenty years has guided European entrepreneurs and families as they make the leap. He knows the questions you have right now not just from client files, but from his own life.

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