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US Healthcare

What healthcare in America really costs

You can plan your move to the USA down to the last detail and still get stuck on one question: what happens if someone gets sick? The American healthcare system works differently from the systems in Europe. Here you'll learn which insurance models exist, what HMO, PPO, deductible and coinsurance mean, and which costs to factor into your decision.

Health insurance & healthcare: expensive, but good

What medical care in the USA costs, what you get for it and how the system actually feels in everyday life.

US health insurance at a glance

Medicare, Medicaid or private insurance: the options available and what matters for non-US citizens.

5 key facts about primary healthcare in the USA

The five things you should know before you need a doctor, a clinic or the ER in the USA for the first time.

Understanding health insurance coverage in the USA

Premium, deductible, copay, coinsurance: the terms that decide what you end up paying yourself.

US health insurance: the differences between HMO, PPO, POS & EPO

HMO, PPO, POS or EPO: how freely you can choose doctors and hospitals, and where the differences really count day to day.

What is the average US health insurance premium?

What US health insurance actually costs and why the plan, where you live and your personal situation make such a difference.

How does the deductible work in US health insurance?

How the deductible works, when you pay yourself and at what point the insurer takes over.

Coinsurance in US health insurance

What coinsurance means and what share of your treatment costs you still pay after the deductible.

What is catastrophic health insurance in the US?

Who a catastrophic plan is meant for, how it works and where its limits lie.

What is Obamacare?

What the ACA and Obamacare mean for private health insurance and what you should know as a newcomer.

Visa Roadmap Residence status first, then insurance Which health insurance you can take out in the USA also depends on your residence status. Our Visa Roadmap sets out in writing which visa fits you and your family. Go to the Visa Roadmap →