9 articles

A house in America: sort out the taxes first, then buy.

When you buy property in the USA as a foreigner, you also buy a tax position: income tax on the rent, withholding tax when you sell, and an estate tax that kicks in early for non-US citizens. Mount Bonnell Advisors builds the structure you buy, hold and pass it on with.

Here are our guides on real estate in the USA.

All articles on US real estate

The ideal structure for foreigners investing in US real estate Individual, LLC, US corporation, foreign company or US blocker: how foreigners should hold US real estate for tax purposes. Read more → US estate tax for non-US citizens Who is subject to US estate and gift tax, what counts as US assets, exemptions, QDOT and treaties. Read more → "I've got a little place in Florida…": taxes for US property owners, made simple Rent, Schedule E, depreciation, property tax, FIRPTA and estate tax for owners from Europe. Read more → Buying US property through an LLC: liability, taxes, heirs In your own name, through an LLC, a US corporation or a corporation under a foreign holding company: liability, charging order, privacy, income tax, FIRPTA and the US estate compared. Read more → Buying and renting out a house in Florida: what comes before the first guest Homestead for nonresidents, the vacation rental license, 6% sales tax on rentals of up to six months, tourist development tax by county, HOA and condominium rental rules, insurance and tax with the IRS. Read more → Taxes on US real estate: rent, property tax and sale County property tax, 30% on gross rent or net taxation under § 871(d), depreciation over 27.5 years, FIRPTA when you sell, and how your home country treats the US income. Read more → Financing US real estate as a foreigner: loans and paperwork Agency loan, foreign national loan, portfolio and DSCR loan, seller financing or a loan at home: which financing is open to foreigners, which documents and tax number they need, and what costs come on top of interest. Read more → Buying property in the USA: the process from offer to closing Offer, earnest money, option period, inspection, escrow, title insurance, closing and deed recording: how buying works in the USA for buyers from Europe. Read more → US estate tax on real estate: what your estate owes the IRS When a US house triggers estate tax on death, what tax treaties can change and what to do after a death. Read more →

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Sebastian Sauerborn
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Sebastian Sauerborn

Sebastian Sauerborn is the founder of Mount Bonnell Advisors in Austin, Texas. He moved from London to the United States in 2008, spent years living on his own ranch in Bastrop County, and for more than twenty years has guided European entrepreneurs and families as they make the leap. He knows the questions you have right now not just from client files, but from his own life.

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