Living off Your Capital: The American Path to Freedom
Freedom isn't just working from anywhere. It's living off your capital. With $100,000 in starting capital and US options, you can build an income of $10,000 a month, step by step. Thanks to a tax-free US structure, it stays untouched. A US LLC gives you access to the largest options market in the world.
Close your eyes.
What do you see when you think of freedom?
Maybe a porch in Florida where you sip your coffee as the sun rises over the ocean. Maybe the dusty main street of a small Texas town, where the horizon seems to go on forever. Maybe an apartment in Manhattan, looking out from the balcony over the city that never sleeps.
For most people, freedom means no boss, no deadlines, no more clients. But one question remains: what do you actually live on?
Many people bet on online work. They can work from anywhere, yet they still depend on clients and projects. They're free geographically, but not truly independent.
There is another way. A more radical one. An American one.
Not living off your work. Living off your capital.
Options: how to "rent out" money
A simple metaphor
Imagine you own an apple tree.
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Owning stocks means hoping the tree grows and bears fruit.
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Owning crypto means hoping a tiny seed turns into a giant tree overnight.
Options are different. With options, you keep the tree but sell tickets: "You may buy an apple next month if you want to." The buyer pays you right away. Maybe he comes, maybe he doesn't. Either way, the ticket money is yours. Your tree stays put. And next month, you sell tickets again.
Applied to your brokerage account
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Covered calls: you own shares and sell someone the right to buy them from you later. You get a premium for it straight away.
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Cash-secured puts: you keep cash ready and sell a promise to buy a stock if it falls. Again, you collect a premium.
The key point: the premium lands in your account immediately. Month after month. Options aren't speculation. They're renting out capital.
The path: from 100,000 to 500,000
Starting with 100,000
You start with $100,000 in capital. You sell your first cash-secured puts and maybe collect $1,500 to $2,000 a month. Not wealth, but enough to get the snowball rolling.
The stages in between
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At 200,000, you're already generating $3,000 to $4,000 a month.
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At 300,000, it's around $6,000.
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At 400,000, your income grows to 8,000.
The magic threshold
At $500,000, you reach what many call "easy mode." Two percent a month (a conservative estimate) comes to $10,000. More than enough to live independently almost anywhere in the world.
Why the USA is the key
The largest options market in the world
Nowhere else will you find so many underlyings, such tight spreads and so much liquidity. Options only really work reliably where those exist, and that's in the USA.
Tax freedom for foreigners
The USA does not tax foreigners on capital gains from stocks and options.
In other words: what you earn stays with you, if you set it up right.
Your way in: your own account or an LLC
A US brokerage account in your name
You can open accounts with brokers such as Interactive Brokers or Charles Schwab. From then on, you're in the game and collect your premiums like any US trader. Except yours stay tax-free.
We help you set up the account and, if you have US income to report, apply for your ITIN.
The US LLC as an alternative
An LLC is more than a company for entrepreneurs. It can be your vehicle for capital:
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It opens doors to banks and brokerages.
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It cleanly separates your assets from you personally.
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Structured correctly, it's tax-transparent: tax-free in the USA.
Here too, we help with formation, structuring and account opening.
Psychology: carrying the responsibility
Can you handle being solely responsible?
No pension, no boss, no government paying you a salary. Just you, your capital and the markets.
Some people crack under that responsibility. Others realize that this is exactly what ultimate freedom looks like.
With 100,000, you start small. You learn, you grow, you reinvest. At 200,000, it gets serious. At 500,000, you're free.
Risk and adjustment
Of course there are crashes. Of course markets fall. But that's exactly where the beauty of options lies:
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You earn even when markets move sideways.
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You collect premiums when stocks dip slightly.
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You can roll trades, adjust deltas and put on hedges.
It isn't risk-free, but it's manageable. Unlike crypto, where your wealth can vanish overnight, here you are the bank.
The tax secret
And here's the real truth: this model only works if you get to keep what you earn.
That's why anyone serious about living off their capital has to take the US route. With a US brokerage account. Or with an LLC that opens the doors.
A picture of freedom
Picture this: you're sitting in Lisbon, Medellín or Davao.
You open your US brokerage account. Two clicks: one covered call, one cash-secured put. The premium shows up in your account instantly. You close your laptop and head to the beach.
This isn't a dream. It's reality, if you set it up right.
What we offer
If you're thinking, this could be my path, but how do I get started?, you've come to the right place.
We help you:
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ITIN application if you have US income to report, plus US brokerage account opening
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US LLC structure, tax-free and legally sound
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Step-by-step support until your capital is working for you
That's how you put your wealth to work so it produces income month after month: tax-free in the USA, tax-optimized for you.
All you have to do is make the decision. We'll take care of the rest.
Freedom has many faces. For some, it's freelancing. For others, a business. For you, it could be your capital working while you live your life. With the USA as your foundation.
Consultation & implementation
If you'd like to find out what this means for your own situation, the best step is to book a consultation.
